Our Strategy

Our strategy is based on creating a personalized plan for managing your entire financial life, not just your investments.

We do not believe in a “one size fits all” portfolio. Our management is tailored to your circumstances and specific objectives utilizing investment as well as protection products. Our Tax Optimization techniques and Periodic Rebalancing of investment positions mitigates costly emotional mistakes and helps you buy low, sell high, to remain well-diversified.

All your accounts in one place:

Get a real-time view and easily track and manage your entire financial life with our award-winning Dashboard.

Retirement Planner

Build, manage and forecast your retirement in one convenient location with Retirement Planner.

Wealth Management Advisory Services & Financial Planning:

How are we compensated?

We are compensated by the fees you pay for portfolio management and our ongoing advice. Because we have no direct obligations to any single financial institution or products, we represent you and your interests only allowing us to be objective in our recommendations.

Typical annual fees for investments under management are based on a percent on the account tailored to your situation.

Fees for personal Financial Planning services have an initial minimum engagement fee of $2,500 ranging up to a maximum of $7,500. Fees for plans are determined by the level of complexity, expertise needed and time required to complete the work. Ongoing maintenance of the plan is based on a current hourly rate of $350.

Each of our client accounts is individually managed.

We first evaluate your goals and what you want to accomplish with your wealth. Then we analyze your investment time horizon and your willingness to assume some risk. We consult with you during all stages of the investment process and make sure you understand the decisions being made.

Your CPA and other financial professionals, pension consultants and estate and tax attorneys, will be integrated as a part of our financial team.

Rest assured that we will frequently review your investments. Full reports will be sent to you quarterly, and interim reports are prepared whenever needed and on request. Consultations regarding your investments and all related financial questions are available at any time. These services are included as a part of our fee.